3.5 out of 5 stars* for plan year 2024
$0.00 Monthly Premium
Wellpoint Medicare Advantage (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Wellpoint
Plan ID: H5828-012-001
$0.00 Monthly Premium
Tennessee Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.
Most Medicare Advantage plans cover prescription drugs, and many plans may offer other extra benefits Original Medicare doesn’t cover.
Learn more about Tennessee Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.
Basic Costs and Coverage
| Coverage | Details |
|---|---|
| Monthly plan premium | $0.00 |
| Vision coverage | |
| Dental coverage | |
| Hearing coverage | |
| Prescription drugs | |
| Medical deductible | $0.00 |
| Out-of-pocket maximum | $4,900.00 |
| Initial drug coverage limit | $0.00 |
| Catastrophic drug coverage limit | $8,000.00 |
| Primary care doctor visit | Out-of-Network: $30.00 copay |
| Specialty doctor visit | In-Network: $40.00 copay |
| Inpatient hospital care | Out-of-Network: 40% coinsurance per stay |
| Urgent care | Urgent Care: $30.00 copay |
| Emergency room visit | Emergency Care: $90.00 copay Worldwide Coverage: This plan covers urgent care and emergency services when traveling outside of the United States for less than six months. This benefit is limited to $100,000.00 per year. |
| Ambulance transportation | Ground Ambulance: $295.00 copay Per Trip Air Ambulance: $295.00 copay |
Health Care Services and Medical Supplies
Wellpoint Medicare Advantage (HMO-POS) covers a range of additional benefits. Learn more about Wellpoint Medicare Advantage (HMO-POS) benefits, some of which may not be covered by Original Medicare (Part A and Part B).
| Coverage | Details |
|---|---|
| Chiropractic services | Out-of-Network: Medicare Covered Chiropractic Services: 40% coinsurance |
| Diabetes supplies, training, nutrition therapy and monitoring | Out-of-Network: 40% coinsurance |
| Durable medical equipment (DME) | Out-of-Network: 40% coinsurance |
| Diagnostic tests, lab and radiology services, and X-rays | In-Network: Lab Services: $0.00 copay - $10.00 copay X-Rays: $50.00 copay - $110.00 copay Therapeutic Radiological Services: 20% coinsurance Outpatient Diagnostic Procedures/Tests: $0.00 copay - $150.00 copay Diagnostic Radiological Services: $130.00 copay - $220.00 copay |
| Home health care | In-Network: $0.00 copay Out-of-Network: 40% coinsurance per stay |
| Mental health inpatient care | In-Network: Days 1-5: $250.00 per day, per admission / Days 6-90: $0.00 per day, per admission Additional Hospital Days: Unlimited additional days |
| Mental health outpatient care | In-Network: Individual and Group Sessions: $40.00 copay |
| Outpatient services/surgery | In-Network: Outpatient Hospital - Surgery: $280.00 copay Observation Services: $280.00 copay Ambulatory Surgical Center: $225.00 copay |
| Outpatient substance abuse care | Out-of-Network: 40% coinsurance |
| Over-the-counter items | This plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to $120 every quarter. Unused OTC amounts do roll over to the next quarter. Unused OTC amounts do not roll over to the next calendar year. |
| Podiatry services | Out-of-Network: Medicare Covered Podiatry Services: $50.00 copay |
| Skilled Nursing Facility (SNF) care | In-Network: SNF Days 1 - 20: $0.00 per day / Days 21 - 100: $203.00 per day Out-of-Network: 50% coinsurance per stay |
Dental Benefits
The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Dental care | POS (Out-of-Network): Medicare Covered Dental Services: |
Vision Benefits
The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Vision benefits | In-Network: Medicare Covered Eye Exam: $0.00 copay - $40.00 copay Routine Eye Exam: $0.00 copay This plan covers 1 routine eye exam(s) every year. Medicare Covered Eye Wear: $0.00 copay Routine Eye Wear: $0.00 copay This plan covers up to $250.00 for eyeglasses or contact lenses every year. |
Hearing Benefits
The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Hearing benefits | Out-of-Network: Medicare Covered Hearing Exam: $50.00 copay |
Preventive Services and Health/Wellness Education Programs
The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.
| Coverage | Details |
|---|---|
| Preventive services and health/wellness education programs | In-Network: $0.00 copay for Medicare Covered Preventive Services |
When reviewing Tennessee Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.
You may be able to find plans in your part of Tennessee that offer similar benefits at similar or lower prices than the plan above. Call 1-800-557-6059 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.
Plan Documents
| Links to plan documents |
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Tennessee Counties Served
Fayette Shelby Tipton
We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
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